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Sometimes You Need a Helping Hand With Your Insurance

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An Independent Agency Gives You Options

We proudly represent a wide variety of trusted, reputable insurance companies to help you protect what’s important.


Helpful Insurance Agency is here to guide you along your insurance journey.

Local, Family-Owned Insurance Agency

Located in the heart of Woodland Hills, CA, Helpful Insurance Agency is here to help with your insurance in San Fernando Valley and beyond. Led by Jesús “JZ” Zaragoza, we are a family-owned insurance agency dedicated to helping you by going the extra mile in the services we provide and the solutions we offer.

As an independent insurance agency, we are powered by trusted, reputable insurance companies. Those coverage options, paired with our helpful team of licensed insurance professionals, allow us to help you explore insurance based on your needs and risks—with a focus on value.

Are you ready for a helping hand with your insurance? We know it can be confusing to tackle it on your own, which is why we are dedicated to shining a light on the world of insurance to make your journey to better insurance an easy, hassle-free one.

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Insuring the San Fernando Valley

We are proudly located in the heart of Woodland Hills, CA, and offer our insurance services and solutions to the people, families, and businesses across the San Fernando Valley and California.

Highlighted Insurance Programs

We offer specialized insurance solutions to help you protect what matters most.

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Insurance for a Variety of Industries

We insure multiple industries throughout California and look forward to helping your business get the coverage it needs.


Technology Firm

Gas Station


Wholesaler and Distributor

Get a Helping Hand With Your Insurance

We’re here to help you by providing a variety of business insurance solutions focused on your unique needs.

Business Insurance

Insurance by Industry


Meet Jesús “JZ” Zaragoza

  • Has over 20 years of financial and insurance experience.
  • Began the agency in 2020 with the goal of helping others.
  • Speaks both English and Spanish to serve you.
  • Is a licensed insurance agent in California.
  • Affiliated with the Agent Support Network of America.

“My insurance needs are a bit complicated and Jesús is, in my opinion, one of the best brokers I have ever had the pleasure to do business with. One thing that truly stands out is his availability and responsiveness over phone, text, and email.”

– Rajni Bhatia

Contact Jesús

Where are you in your insurance journey?

I am Looking for Insurance

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I Have a Question

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I am a Current Client

Find the service you need.

Bodily Injury Liability Coverage
Risk Factor

It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.


Bodily injury liability covers your legal liability for a covered accident that involves injury to another person, up to the limit of liability you select. Purchase enough coverage to protect your assets should a claim be brought against you or if you are sued. You should also consider purchasing an excess liability policy which may provide additional limits of liability.

Property Damage Coverage
Risk Factor

When involved in an auto accident, you and your family may be financially responsible for any damage caused by your vehicle to someone else's property. The amount required, if any, can vary by state.


The property damage portion of your auto insurance policy protects you if your car damages someone else's property, such as another car, a fence, or a building. In some instances, you may be able to choose your coverage limit, or it may be a standard amount dictated by the insurer or local laws.

Medical Payments Coverage and Personal Injury Protection
Risk Factor

Depending on the severity of the injuries suffered in an automobile accident, whether caused by you or by the other vehicle, it's not uncommon for healthcare costs to run into the thousands of dollars, with a large portion being out-of-pocket expenses not covered by your health plan.


Medical payments coverage or Personal Injury Protection, depending on where you live, can help cover some medical expenses and funeral expenses of covered drivers and passengers after an accident. The exact requirements, limits, and coverage can vary by state, so it's important to understand what's required where you live.

Uninsured / Underinsured Motorist Damage Coverage
Risk Factor

What happens when the driver who hit you doesn't have enough liability coverage? Or, even worse, they take off? Research has shown that this happens more than you might expect. If you’re in a collision with someone who is uninsured or underinsured, you can be left to pay out-of-pocket for damages and medical expenses not covered by the other driver.


Uninsured/underinsured motorist damage coverage may compensate you for bodily injury and lost wages caused by an uninsured motorist, a hit-and-run driver, a driver whose automobile insurance company is insolvent, or a driver who has not purchased enough coverage to pay for damages.

Physical Damage Coverage
Risk Factor

Your automobile can be a fairly costly investment – one that is exposed to many potential losses caused by weather related events, theft, and other circumstances that may be out of your control.


Physical damage coverage can protect your vehicle if it is damaged in an accident (collision coverage), is damaged by something other than a collision (comprehensive coverage) with a vehicle or object or if your vehicle is stolen. This coverage is optional if your vehicle is paid in full, but it is coverage you should consider if you want to fully protect your vehicle.

Rental Coverage / Loss of Use
Risk Factor

When your vehicle is being repaired or replaced due to a covered loss, you may have to rent a vehicle to get you to and from your daily responsibilities without any interruption. Vehicle rental can get expensive, especially over an extended period of time.


Rental coverage/ loss of use is an inexpensive option you can add to your auto insurance policy to pay for the cost to rent a temporary replacement vehicle or the cost of public or private transportation if your vehicle is ever in an accident. This coverage is available in a variety of daily limits.

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The Independent Agency Advantage

What makes our independent insurance agency different?

We Are

Family-Owned and Operated

We Speak

English and Spanish

We Have

20+ Years of Industry Experience

We Represent

25+ Trusted Insurance Companies

Our Clients Rave About Us

Check out our reviews and see why you should switch to Helpful Insurance Agency.

Read Our Google Reviews

“Helpful Insurance lived up to their name and was very ‘helpful’ in setting up a new policy for my business. Walked me through all needed documents, and had me signed on quickly, and at a great price.”

Abiud Joseph

“The company holds true to its name: ‘Helpful.’ I would say that they went the extra mile to provide the best deal. I am a happy client!”

Tet Bachini

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Manage Your Policies

Already an Helpful Insurance Agency client? Visit our Service Center to pay a bill, request a certificate, report a claim, and more.

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Let’s Get Started

  1. Step 1Fill out the form.
  2. Step 2Review your options with us.
  3. Step 3Get the coverage you need.

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